Monica completed her B. Com in  Stella Maris College and schooling at Mary Clubwala Jadhav Girls Higher Secondary School. She scored 459/500 in class 10 and 1116/1200 in Class 12. Her father works as an auto driver and her mother is a housewife. She has a younger sister studying in school. She is currently working in Congruent Solutions Pvt. Ltd as Trainee Process